Local Payment Methods

Accepting "local payment methods" can add a layer of complexity; it can give rise to additional local banking arrangements, different fraud requirements and reconciliation all of which should be taken into account. Its advisable to aim towards "Appropriate Payment Methods" rather than local.

Push vs. Pull?

• Some payment methods are based on the seller "pulling" the funds - e.g. credit cards, debit cards, direct debits. As these are pulled by the seller from the buyer, the buyer will often retain rights - depending on rules pertaining to the payment method.
• On the other hand a "push" payment - such as an online bank transfer is initiated by the buyer who pushes the funds to the seller. In this case the transaction may be non-refutable and guaranteed to the seller.

Other considerations:

• When implementing any payment method, always establish the fraud liability and refund processing.
• Is airline itinerary data included in the process? Also consider the impact on the booking experience - does the payment method involve leaving the airline site to authenticate or push the funds - if so will this impact the rate of dropped sales?
• Finally determine the development and operational costs and compare this to the increased sales.